Creamy Dark Hot Chocolate With Homemade Whipped Cream


Last Updated: Jun, 1, 2026 by Mimi Council | This post may contain affiliate links.

This Creamy Dark Hot Chocolate With Homemade Whipped Cream is reminiscent of your favorite boutique coffee shop hot cocoa. Made with dark chocolate, Homemade Organic Whipped Cream and milk chocolate shavings on top this hot cocoa is a cozy drink you'll love!

If you love hot chocolate as much as I do, be sure to check out some of my other favorite recipes like Boozy Pumpkin Spice Hot Chocolate, Bone Broth Hot Cocoa, Caramel Hot Cocoa, Hot Chocolate Bombs Without a Mold, Chai Tea Hot Chocolate or How to Make Homemade Hot Cocoa Mix for Gifts.

woman holding a mug of dark hot chocolate with homemade whipped cream on top.

A Quick Look At The Recipe

  • Recipe Name: Creamy Dark Hot Chocolate With Homemade Whipped Cream
  • Ready In: 15 minutes
  • Makes: 4 servings
  • Main Ingredients: milk, Dutch cocoa, cane sugar, heavy whipping cream
  • Flavor Profile: rich, creamy with a malty finish
  • Dietary Info: gluten free, eggless, no seed oils, vegan swap available
  • Difficulty: Easy!
  • Why You’ll Love It: café-style cocoa at home

Why You'll Love This Recipe

  • Creamy Dark Hot Chocolate: This homemade hot cocoa recipe is made with dark chocolate, whole milk, cane sugar, and cocoa powder making it super creamy!
  • Nostalgic: I top this creamy Dark Hot Chocolate with Homemade Organic Whipped Cream and milk chocolate shavings. The milk chocolate shavings create a sort of malty, creamy, chocolate flavor that you can't get with anything else. You must try it!
  • 4 Ingredient Hot Chocolate: This 4 ingredient hot chocolate is an easy recipe that's full of flavor! It doesn't take much time at all to whip up this creamy Dark Hot Chocolate!
  • Perfect Dessert Pairing: This cozy drink goes well with any dessert!
Jump to:

Ingredients

individual ingredients for dark hot chocolate with homemade whipped cream laid out against a white background.
  • Milk: I use Organic Valley Whole Milk. Be sure to use whole milk for creamy hot cocoa. And, check out Hot Chocolate Versus Hot Chocolate Milk if you are curious about using chocolate milk.
  • Dark Chocolate: I use organic dark chocolate in addition to cocoa for a really dark and creamy hot chocolate! I just use a chopped up chocolate bar, be sure to chop it into small pieces so it melts and combines easily.
  • Dutch Cocoa Powder: I use organic Dutch cocoa powder, this will result in a rich and smooth cocoa.
  • Milk Chocolate: This part is optional, but I use an organic milk chocolate bar to create chocolate shavings.
  • Heavy Cream: You'll need heavy whipping cream as we're making whipped cream from scratch here and it's so easy and so much better than anything from a can!

*For a full list of ingredients and measurements, visit the recipe card below.

Hot Chocolate Tips

  • Use whole milk if you want a rich and creamy hot chocolate.
  • Use chocolate and cocoa that is high quality. Sometimes people think one single ingredient doesn't matter because you're mixing a bunch of them together. However, that is completely not the case as all the ingredients make up end flavor of the recipe. So, make sure to use high quality chocolate and cocoa that you like the flavor of. There's so many different kinds out there!
  • Take the extra time to make homemade whipped cream. This is a huge difference maker in enjoying a delicious hot chocolate! 
  • To make the chocolate shavings: Use a chocolate shaver (or you can use a carrot peeler) and shave off pieces from a bar of milk chocolate. The chocolate shavings make this drink extra special. They are such as easy topping, but something that completely elevates your hot chocolate. They are totally worth it!
  • Vegan: Make Homemade Organic Vegan Whipped Cream and use a nondairy milk. I recommend coconut milk for the creamiest vegan hot chocolate.

How to Make Creamy Dark Hot Chocolate With Homemade Whipped Cream

heavy whipping cream, sugar and vanilla in a glass mixing bowl of a stand mixer on a white marble countertop.
  1. To make the whipped cream: In the bowl of a stand mixer fitted with the whisk attachment, or in a bowl using a hand mixer, add the heavy whipping cream, 1 1/2 teaspoons cane sugar, and vanilla extract.
whipped cream on a whisk of a stand mixer in a glass bowl on a kitchen countertop.
  1. Slowly start to mix, so it doesn’t splatter, and gradually increase the speed while the mixture thickens until you are at full speed. Whisk until stiff peaks form and the whipped cream doesn’t fall off the whisk.
ingredients for dark hot chocolate in a pot on the stovetop.
  1. To make the cocoa: Add the milk, dark chocolate, cane sugar, and cocoa into a 2-quart saucepan. Put over high heat.
dark hot chocolate being whisked in a small pot on the stovetop.
  1. Whisk until all ingredients dissolve and the temperature reaches 140°F to 160°F on a drink thermometer. Remove from heat.
woman holding a mug of dark hot chocolate.
  1. To serve: Pour into mugs.
woman spooning homemade whipped cream on top of dark hot chocolate.
  1. Top with whipped cream, and chocolate shavings (optional).

What to Serve With Creamy Dark Hot Chocolate With Homemade Whipped Cream

dark hot chocolate with homemade whipped cream and milk chocolate shavings on top.

Recipe FAQ's

What is the difference between dark hot chocolate and regular hot chocolate?

Most classic hot chocolate will use cocoa powder. This dark hot chocolate uses cocoa powder and the addition of dark chocolate. This makes it rich, creamy and with a more dark chocolate flavor.

Does dark hot chocolate taste bitter?

No, this is not bitter, it's just rich and chocolatey! But, if you use a dark chocolate that is a really high cocoa percentage (such as 80% or 90%) then your cocoa can be bitter. These are sometimes called super black or blackout chocolate bars, so I'd stay away from those. Stick to 70% which gives you a really nice balance of dark chocolate and a sweetness.

What percentage dark chocolate is best for hot chocolate?

I like to use 70% as this is a nice balance of dark chocolate and still a little bit sweet. If you go up higher to a higher percentage, then it can make your hot chocolate more bitter.

Can I use chocolate chips instead of a chocolate bar?

You can use chocolate chips if you prefer.

Can I make dark hot chocolate without refined sugar?

You can use maple syrup in place of cane sugar if you prefer.

Can I add espresso to dark hot chocolate?

Yes, love this idea! Try adding in 1 teaspoon of espresso powder. Or you can add in a shot of espresso into each poured mug.

How to make a really creamy hot chocolate?

Using whole milk and adding in melted chocolate are my top two tricks for making the most creamy hot chocolate. Whole milk is key because the fat makes it extra creamy, not watery. And, adding in melted dark chocolate along with cocoa powder will give you a rich and even creamier hot cocoa!

How do you make a creamy vegan or dairy-free hot chocolate?

While this recipe calls for milk and cream, you can make a creamy vegan hot chocolate using this recipe. Swap out the whole milk for organic coconut milk, don't use almond, oat or another nut as these milks can be more watery. Coconut milk is my top pick for a creamy vegan milk. Then, just make my Homemade Organic Vegan Whipped Cream recipe.

Can I make dark hot chocolate ahead of time?

I don't recommend this as you'll need to store the hot chocolate in the refrigerator and then reheat it when ready to serve. This is basically the same thing as just making it, so there's really no advantage to doing this, in my opinion. If you need to prep in advance, I recommend making the whipped cream a day in advance and store in in an airtight container in the fridge. This will save you time so you can just heat the hot chocolate and have the whipped cream ready to serve.

How do I reheat homemade hot chocolate?

I recommend reheating in a pot over the stovetop.

More Hot Chocolate Recipes

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woman holding a mug of dark hot chocolate with homemade whipped cream on top.

Creamy Dark Hot Chocolate With Homemade Whipped Cream

Mimi Council
This rich and creamy dark hot chocolate is topped with homemade whipped cream and milk chocolate shavings on top for the ultimate hot chocolate experience.
5 from 1 vote
Prep Time 10 minutes
Cook Time 5 minutes
Total Time 15 minutes
Course Drink
Cuisine American
Makes 4 servings
Calories 441 kcal

Equipment

  • Stand Mixer (or hand mixer if making whipped cream)
  • Digital Food Scale
  • Small Pot
  • Whisk
  • Drink Thermometer

Ingredients
 
 

Whipped Cream

  • 1 cup heavy whipping cream
  • 1 ½ teaspoons cane sugar
  • ½ teaspoon vanilla extract

Hot Chocolate

  • 4 cups milk
  • 35 grams dark chocolate
  • 28 grams cane sugar
  • 10 grams Dutch Cocoa powder

Chocolate Shavings

  • milk chocolate

Instructions
 

  • To make the whipped cream: In the bowl of a stand mixer fitted with the whisk attachment, or in a bowl using a hand mixer, add the heavy whipping cream, 1 1/2 teaspoons cane sugar, and vanilla extract.
  • Slowly start to mix, so it doesn’t splatter, and gradually increase the speed while the mixture thickens until you are at full speed. Whisk until stiff peaks form and the whipped cream doesn’t fall off the whisk.
  • To make the cocoa: Add the milk, dark chocolate, cane sugar, and cocoa into a 2-quart saucepan. Put over high heat.
  • Whisk until all ingredients dissolve and the temperature reaches 140°F to 160°F on a drink thermometer. Remove from heat.
  • To serve: Pour into mugs.
  • Top with whipped cream, and chocolate shavings (optional).

Notes

Tips
  • Use whole milk if you want a rich and creamy hot chocolate.
  • Use chocolate and cocoa that is high quality. Sometimes people think one single ingredient doesn't matter because you're mixing a bunch of them together. However, that is completely not the case as all the ingredients make up end flavor of the recipe. So, make sure to use high quality chocolate and cocoa that you like the flavor of. There's so many different kinds out there!
  • Take the extra time to make homemade whipped cream. This is a huge difference maker in enjoying a delicious hot chocolate! 
  • To make the chocolate shavings: Use a chocolate shaver (or you can use a carrot peeler) and shave off pieces from a bar of milk chocolate. The chocolate shavings make this drink extra special. They are such as easy topping, but something that completely elevates your hot chocolate. They are totally worth it!
  • Vegan: Make Homemade Organic Vegan Whipped Cream and use a nondairy milk. I recommend coconut milk for the creamiest vegan hot chocolate.
  • High Altitude: Follow the recipe as noted.

Nutrition

Calories: 441kcalCarbohydrates: 27gProtein: 11gFat: 33gSaturated Fat: 21gPolyunsaturated Fat: 1gMonounsaturated Fat: 8gTrans Fat: 0.003gCholesterol: 97mgSodium: 111mgPotassium: 524mgFiber: 2gSugar: 24gVitamin A: 1273IUVitamin C: 0.4mgCalcium: 349mgIron: 1mg
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One response to “Creamy Dark Hot Chocolate With Homemade Whipped Cream”

  1. Mimi Council says:

    5 stars
    Rich and creamy, this is so good!

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